TERMS AND CONDITIONS
OF
The Institute of Psychic Development or any subsidiary company or associated website or URL, not limited to those listed below:

Parent website: www.PsychicStudies.net

Subsidiaries:

www.PsychicCourses.com

1 ACCEPTANCE OF TERMS

Your access to and use of The Institute of Psychic Development’s website www.PsychicStudies.net ("the Website") is subject exclusively to these Terms and Conditions. You will not use the Website for any purpose that is unlawful or prohibited by these Terms and Conditions. By using the Website you are fully accepting the terms, conditions and disclaimers contained in this notice. If you do not accept these Terms and Conditions you must immediately stop using the Website.

2 DEFINITIONS

2.1 "Buyer" means the individual or organisation who buys or agrees to buy the Goods from the Seller;

2.2 "Consumer" shall have the meaning ascribed in section 12 of the Unfair Contract Terms Act 1977;

2.3 "Contract" means the contract between the Seller and the Buyer for the sale and purchase of Goods incorporating these Terms and Conditions;

2.4 "Goods" means the articles that the Buyer agrees to buy from the Seller;

2.5 "Seller" means The Institute of Psychic Development of Cromwell House, 28 Lion & Lamb Yard, Farnham, Surrey, GU9 7LL. +44 (0)845 331 3494.

2.6 "Terms and Conditions" means the terms and conditions of sale set out in this document and any special terms and conditions agreed in writing by the Seller.

3 CONDITIONS

3.1 Nothing in these Terms and Conditions shall affect the Buyer’s statutory rights as a Consumer.

3.2 These Terms and Conditions shall apply to all contracts for the sale of Goods by the Seller to the Buyer and shall prevail over any other documentation or communication from the Buyer.

3.3 Payment of Goods shall be deemed conclusive evidence of the Buyer’s acceptance of these Terms and Conditions.

3.4 Any variation to these Terms and Conditions (including any special terms and conditions agreed between the parties) shall be inapplicable unless agreed in writing by the Seller.

4 CHANGES TO WEBSITE

The Institute of Psychic Development reserves the right to:

4.1 change or remove (temporarily or permanently) the Website or any part of it without notice and you confirm that The Institue of Psychic Development shall not be liable to you for any such change or removal; and

4.2 change these Terms and Conditions at any time, and your continued use of the Website following any changes shall be deemed to be your acceptance of such change.

5 LINKS TO THIRD PARTY WEBSITES

The Website may include links to third party websites that are controlled and maintained by others. Any link to other websites is not an endorsement of such websites and you acknowledge and agree that we are not responsible for the content or availability of any such sites.

6 COPYRIGHT

6.1 All copyright, trade marks and all other intellectual property rights in the Website and its content (including without limitation the Website design, text, graphics and all software and source codes connected with the Website) are owned by or licensed to The Institute of Psychic Development or otherwise used by The Institute of Psychic Development as permitted by law.

6.2 In accessing the Website you agree that you will access the content solely for your personal, non-commercial use. None of the content may be downloaded, copied, reproduced, transmitted, stored, sold or distributed without the prior written consent of the copyright holder. This excludes the downloading, copying and/or printing of pages of the Website for personal, non-commercial home use only.

7 PRIVACY

Any personal details that the Buyer provides, is kept private and secure. When the Buyer makes a purchase from The Institute of Psychic Development they provide their name, email address, delivery address and phone number. This information is used to process the order only, however if the Buyer elects to be added to the The Institute of Psychic Development mailing list, the email address will be used for this purpose and this purpose only. When the Buyer fills in their name, address, email address and telephone number in the feedback form, this information is purely used for geographical information for where the Buyer is located. However if the Buyer elects to be added to the The Institute of Psychic Development mailing list, the email address will be used for this purpose and this purpose only. The email address will not be distributed to any other person or third party Company without the Buyers strict permission. The Buyer reserves the right to ask for their details to be removed from the The Institute of Psychic Development records, by contacting The Institute of Psychic Development by email or phone.

8 ORDERING

8.1 All orders for Goods shall be deemed to be an offer by the Buyer to purchase Goods pursuant to these Terms and Conditions and are subject to acceptance by the Seller. The Seller may choose not to accept an order for any reason.

8.2 Where the Goods ordered by the Buyer are not available from stock the Buyer shall be notified and given the option to either wait until the Goods are available from stock or cancel the order and receive a full refund within 10 days.

8.3 When making an order through the Website, the technical steps the Buyer needs to take to complete the order process are as follows:

During the payment process the Buyer will be prompted for two addresses. The Buyer must enter the full address of the cardholder (this address is the one that appears on your credit card statements), and then optionally the delivery address if different. The cardholders address must match with the card issuers’ records or we regret that we cannot accept payment. This ensures that the credit card details may only be used by the Buyer.

9 PRICE AND PAYMENT

9.1 The Price of the Goods shall be that stipulated on the Seller’s Website. The Price is inclusive of VAT. The Price excludes delivery charges (unless otherwise stated).

9.2 The total purchase price, including VAT and delivery charges, if any, will be displayed in the Buyer’s shopping cart prior to confirming the order.

9.3 After the order is received the Seller shall confirm by email the details, description and price for the Goods together with information on the right to cancel if the Buyer is a Consumer.

9.4 Payment of the Price plus VAT and delivery charges must be made in full before dispatch of the Goods.

10 RIGHTS OF SELLER

10.1 The Seller reserves the right to adjust the price and specification of any item on the Website at their discretion.

10.2 The Seller reserves the right to withdraw any goods from the Website at any time.

10.3 The Seller shall not be liable to anyone for withdrawing any Goods from the Website or for refusing to process an order.

11 WARRANTY

The Seller warrants that the Goods will at the time of dispatch correspond to the description given by the Seller. Except where the Buyer is dealing as a Consumer, all other warranties, conditions, or terms relating to fitness for purpose, merchantability or condition of the Goods, whether implied by Statute, common law or otherwise are excluded, and the Buyer is satisfied as to the suitability of the Goods for the Buyer’s purpose.

12 DELIVERY

12.1 Goods supplied within the UK will normally be delivered within 14 working days, by recorded delivery, upon receipt of payment.

12.2 Where a specific delivery date has been agreed, and where this delivery date cannot be met, the Buyer will be notified and given the opportunity to agree a new delivery date or receive a full refund.

12.3 The Seller shall use its reasonable endeavours to meet any date agreed for delivery. In any event time of delivery shall not be of the essence and the Seller shall not be liable for any losses, costs, damages or expenses incurred by the Buyer or any third party arising directly or indirectly out of any failure to meet any estimated delivery date.

12.4 Delivery of the Goods shall be made to the Buyer’s address specified in the order and the Buyer shall make all arrangements necessary to take delivery of the Goods whenever they are tendered for delivery.

12.5 Title and risk in the Goods shall pass to the Buyer upon delivery of the Goods.

13 CANCELLATION AND RETURN

13.1 The Buyer shall inspect the Goods immediately upon receipt and shall notify the Seller by email or phone within 90 days of delivery if the Goods are damaged or do not comply with any of the Contract. If the Buyer fails to do so the Buyer shall be deemed to have accepted the Goods.

13.2 Where a claim of defect or damage is made the Goods shall be returned by the Buyer to the Seller. The Buyer shall be entitled to a full refund (including delivery costs) or a replacement will be sent as quickly as possible.

13.3 If you are a Consumer you have the right, in addition to your other rights, to cancel the Contract and receive a refund by informing the Seller by email or phone within 7 working days of receipt of the Goods however, the Institute of Psychic Development has extended this period to 90 days.

13.4 The Institute of Psychic Development will honour their no risk, money back guarantee if the buyer is not delighted with the program it can be returned within 90 days for a full refund.

13.5 Goods must be returned by the Buyer and should be adequately insured during the return journey. The Buyer will receive a refund of all monies paid for the Goods within 10 days of receipt by returning the Goods, enclosing the return label and reason for return. However, if the Buyer fails to return the Goods following cancellation, the Seller shall be entitled to deduct the cost of recovering the Goods from the Buyer.

13.6 Goods to be returned must clearly show the order number obtained from the Seller inside the package.

13.7 Where returned Goods are found to be damaged due to the Buyer’s fault the Buyer will be liable for the cost of remedying such damage.

14 LIMITATION OF LIABILITY

14.1 Except as may be implied by law where the Buyer is dealing as a Consumer, in the event of any breach of these Terms and Conditions by the Seller the remedies of the Buyer shall be limited to damages which shall in no circumstances exceed the Price of the Goods and the Seller shall under no circumstances be liable for any indirect, incidental or consequential loss or damage whatever.

14.2 Nothing in these Terms and Conditions shall exclude or limit the liability of the seller for death or personal injury resulting from the negligence of the Seller or that of the Seller’s agents or employees.

14.3 Disclaimer: Participants of courses provided by The Institute of Psychic Development do so at their own risk. Psychic Development courses are not suitable for those suffering from or suspected to be suffering from mental illness or personality disorders. The Institute of Psychic Development and any other associated companies or persons do not accept any responsibility for any loss, damage or personal injury.

14.4 The compact discs (CDs)/MP3s are strictly unsuitable for listening to whilst driving or operating machinery.

14.5 It is entirely at the parent's discretion as to whether they allow their children to listen to the CDs/MP3s.

15 WAIVER

No waiver by the Seller (whether express or implied) in enforcing any of its rights under this contract shall prejudice its rights to do so in the future.

16 FORCE MAJEURE

The Seller shall not be liable for any delay or failure to perform any of its obligations if the delay or failure results from events or circumstances outside its reasonable control, including but not limited to acts of God, strikes, lock outs, accidents, war, fire, shortage or unavailability of Goods, and the Seller shall be entitled to a reasonable extension of its obligations.

17 SEVERANCE

If any term or provision of these Terms and Conditions is held invalid, illegal or unenforceable for any reason by any court of competent jurisdiction such provision shall be severed and the remainder of the provisions hereof shall continue in full force and effect as if these Terms and Conditions had been agreed with the invalid illegal or unenforceable provision eliminated.

18 CHANGES TO TERMS AND CONDITIONS

The Seller shall be entitled to alter these Terms and Conditions at any time, but this right shall not affect the existing Terms and Conditions accepted by the Buyer upon making a purchase.

19 GOVERNING LAW AND JURISDICTION

These Terms and Conditions shall be governed by and construed in accordance with the law of England and the parties hereby submit to the exclusive jurisdiction of the English courts